{"id":77390,"date":"2026-03-18T14:06:42","date_gmt":"2026-03-18T14:06:42","guid":{"rendered":"https:\/\/www.farmproperty.com.au\/news\/?p=77390"},"modified":"2026-03-18T14:07:02","modified_gmt":"2026-03-18T14:07:02","slug":"australian-farm-financing","status":"publish","type":"post","link":"https:\/\/www.farmproperty.com.au\/news\/buying\/australian-farm-financing\/","title":{"rendered":"Australian Farm Financing Reaches $142.5 Billion as Producers Invest in Growth"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"77390\" class=\"elementor elementor-77390\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f46baf e-flex e-con-boxed e-con e-parent\" data-id=\"6f46baf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db50de9 elementor-widget elementor-widget-text-editor\" data-id=\"db50de9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Borrowing within the Australian agricultural sector has grown by 5% in real terms, pushing total farm lending to $142.5 billion.<\/p>\n<p>According to the latest 2023-24 lending data from the Australian Prudential Regulation Authority (APRA), this upward trend was seen across nearly every state and territory. Western Australia led the charge with an 8.2% increase, followed closely by South Australia at 7.5%. The Northern Territory was the only region to buck the trend, recording a decrease in agricultural lending.<\/p>\n<p><strong>Why Borrowing is Up<\/strong><\/p>\n<p>Dr. Jared Greenville, Executive Director of ABARES, noted that accessing external capital remains a healthy and necessary strategy for many agricultural enterprises.<\/p>\n<p>He explained that many farmers are securing loans to invest back into their operations, adding that financing is a crucial tool for business development and maintaining ongoing working capital. However, he also acknowledged that for some producers, the increase was a matter of necessity, as they required working funds to stay afloat or were simply unable to reduce their existing loan balances.<\/p>\n<p><strong>Sector-Specific Impacts<\/strong><\/p>\n<p>The data revealed significant shifts within specific agricultural industries:<\/p>\n<ul>\n<li><strong>Broadacre Cropping:<\/strong> This sector saw the largest overall dollar increase, with lending jumping by $3.3 billion.<\/li>\n<li><strong>Egg and Poultry:<\/strong> Lending to this sector spiked sharply by 22%. Dr. Greenville attributed this directly to the 2024 bird flu outbreak, noting that producers faced a double-blow as sales dropped while disease-response costs soared.<\/li>\n<\/ul>\n<p><strong>Arrears Rise, but Foreclosures Remain Low<\/strong><\/p>\n<p>While overall borrowing levels are climbing, the data indicate that the vast majority of it remains highly manageable. Out of nearly 147,000 active farm loans, less than 0.1% are currently subject to financial mediation or foreclosure.<\/p>\n<p>Despite this overall stability, there are signs of emerging financial strain. The value of loans and leases more than 90 days past due has increased significantly, rising from $1.18 billion in 2023-24 to $2.1 billion in 2024-25.<\/p><p class=\"MsoNormal\"><i>For the full annual report and interactive dashboard,\nvisit the <a href=\"https:\/\/www.agriculture.gov.au\/abares\/research-topics\/surveys\/farm-debt\" target=\"_blank\">Department of Agriculture&#8217;s lending survey page<\/a>.<\/i><o:p><\/o:p><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Borrowing within the Australian agricultural sector has grown by 5% in real terms, pushing total farm lending to $142.5 billion. According to the latest 2023-24 lending data from the Australian Prudential Regulation Authority (APRA), this upward trend was seen across nearly every state and territory. Western Australia led the charge with an 8.2% increase, followed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":77392,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[79,69],"tags":[],"class_list":["post-77390","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agriculture","category-buying"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.5 (Yoast SEO v26.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Australian Farm Financing Reaches $142.5 Billion as Producers Invest in Growth - Farm Property<\/title>\n<meta name=\"description\" content=\"Borrowing within the Australian agricultural sector has grown by 5% in real terms, pushing total farm lending to $142.5 billion. According to the latest\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.farmproperty.com.au\/news\/buying\/australian-farm-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Australian Farm Financing Reaches $142.5 Billion as Producers Invest in Growth\" \/>\n<meta property=\"og:description\" content=\"Borrowing within the Australian agricultural sector has grown by 5% in real terms, pushing total farm lending to $142.5 billion. 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